Protect Your Family From Unexpected Funeral Costs
Get burial insurance up to $50,000 with no medical exam required. Same day approval for ages up to 85 with pre-existing health conditions for most cases. Your family deserves peace of mind.
A real licensed agent will call. No obligation. No pressure.
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Planning Ahead Is an Act of Love
No one likes to think about end-of-life expenses. But the reality is, funeral costs continue to rise — and many families aren't prepared. Taking this step now means your loved ones can focus on what truly matters: celebrating your life.
Funerals Are Expensive
The average funeral costs between $7,000 and $12,000. Without a plan, these costs often fall on family members during an already difficult time.
Many Families Aren't Ready
Studies show that over 60% of Americans don't have funds set aside for final expenses. Final expense insurance bridges that gap affordably.
Why Choose Catalyst Life Insurance?
- Coverage up to $50,000 — enough to cover funeral costs, medical bills, and more
- No medical exam required — answer a few simple health questions
- Same day approval — get covered quickly, often the same day you apply
- Coverage for ages 50–85 — including those with pre-existing conditions
- Rates starting from $25–$55/month — affordable protection for every budget
- Licensed independent broker — we compare rates from America's top carriers
Carriers We Work With
As an independent broker, we compare rates from America's most trusted carriers including AIG, Cica Life, Foresters Financial, Liberty Bankers, Mutual of Omaha, Transamerica, and many more.
How It Works
- Step 1: Request a Quote — Fill out a short form with your basic information.
- Step 2: Speak With an Agent — A licensed agent will call to discuss your options at no obligation.
- Step 3: Get Covered — Choose the plan that fits your needs and budget. Same day approval available.
Frequently Asked Questions
What is final expense insurance?
Final expense insurance is a type of whole life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and other debts, so your family isn't burdened financially.
Do I need a medical exam?
No. Final expense policies typically require only a few health questions — no physical exam, no lab work.
How much coverage do I need?
The average funeral costs $7,000–$12,000. Most people choose $10,000–$25,000 in coverage to also account for medical bills and other final expenses.
What ages qualify?
Most carriers offer coverage for applicants ages 50–85, even with pre-existing health conditions.
How quickly can I get covered?
Many applicants receive same-day approval. Coverage can begin immediately upon policy issuance.